How to refinance your debt without defraying it


Defraying the costs of borrowing money through a debt repayment scheme such as a bank loan is becoming increasingly popular in India.

In 2016, the country recorded a record 7.8 million cases of credit card debt, of which almost three quarters (74%) were issued by public sector banks, according to the National Consumer Affairs Forum.

The demand for debt forgiveness and deferment schemes for ordinary people and small businesses is on the rise, and the government is considering setting up a centralised fund to help defray the costs.

But what if you don’t want to pay for your debt through a bank or credit card?

The answer to that question is simple.

You can pay it off yourself, but you’ll have to borrow money.

The process to repay a debt that you incurred through the use of a credit card can be complicated, but not impossible.

First of all, it has to be repaid through a direct debit or ATM payment, said Kirti Narayan, a certified public accountant at the Institute of Chartered Accountants, Delhi.

The ATM will only take you to the payment terminal, so you need to make sure you have enough cash on hand.

Next, you need a bank account number.

This number can be a combination of your name and account number, or you can use the Aadhaar number.

You will also need the amount of the debt and the term of the loan, which can be any term of six months or more.

Then, you have to enter the amount you are paying back in the bank’s bank account.

The bank will then deduct the amount from your income.

The amount of your money will then be transferred to your bank account on your behalf, and it will be deposited into the account as cash.

In case you want to do it through your bank, you’ll need to wait for a confirmation from the bank that you’re eligible to do so.

In the meantime, you can pay off the debt using your personal savings account, said Narayan.

“You can borrow from your savings account to repay the debt, or borrow from a credit union or credit line.

If you have a personal savings fund, you don,t have to worry about having to pay any interest.”

This is the process you need at this stage.

If you have any question, you may contact us at [email protected]

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